

In our Get A Hold Of Your Darn Finances 7-Day "Credit" Challenge, you’ll be guided step-by-step to master your credit, build a strong financial foundation, and take the first step toward your dream life and financial freedom!"
2 Plans to Choose from, Basic plan or 7- Day Credit Masterclass
Bad credit scores can feel overwhelming, especially when it’s preventing you from making important purchases like a house, car, or other big investments. By not taking action, you’re giving your wealth away! Here's how...

Bad credit can prevent you from qualifying for a mortgage, or result in high interest rates, making homeownership more expensive and harder to achieve.

Financing a vehicle with bad credit often leads to higher interest rates and larger monthly payments, making it more difficult to afford the car you need.

With poor credit, you may struggle to qualify for personal loans, and if approved, you’ll likely face exorbitant interest rates that make borrowing costly.

Bad credit limits your access to credit cards, and even if approved, the terms usually come with high fees, lower limits, and expensive interest rates.

Many landlords hesitate to rent to tenants with bad credit, or may require larger security deposits or co-signers, complicating the rental process.

Bad credit can significantly increase your auto or home insurance premiums, as insurers may view you as a higher risk, leading to higher costs.
Our GAHOYDF 7-Day Credit Challenge is a step-by-step program that will guide you through the process of improving your credit in just 7 days, even if you're starting from scratch.

In this module, you'll start your journey toward credit improvement by gaining a clear understanding of what credit is and how it affects your financial life. You’ll learn how to pull your credit report, understand its components, and uncover potential errors that could be dragging down your score.

In this module, we’ll tackle charge-offs, collections, and judgments. You’ll learn how these negative marks impact your credit and discover actionable strategies to address and remove them, helping you take significant steps toward improving your credit score.

In this module, we’ll tackle charge-offs, collections, and judgments. You’ll learn how these negative marks impact your credit and discover actionable strategies to address and remove them, helping you take significant steps toward improving your credit score.

In this module, we’ll take on late payments, medical collections, and the big bad trio: bankruptcy, foreclosure, and repossession. You’ll learn how to tackle these credit culprits head-on and use smart strategies to clean up your credit report!

In this module, we’ll take on late payments, medical collections, and the big bad trio: bankruptcy, foreclosure, and repossession. You’ll learn how to tackle these credit culprits head-on and use smart strategies to clean up your credit report!

"In this module, we’re kicking off the dispute process! You’ll simply need to fill in your information for the pre-written Round 1 and Round 2 dispute letters. You’ll also learn when it’s time to negotiate with creditors. Let’s get those errors fixed!"

"In this module, we’re kicking off the dispute process! You’ll simply need to fill in your information for the pre-written Round 1 and Round 2 dispute letters. You’ll also learn when it’s time to negotiate with creditors. Let’s get those errors fixed!"

In this module, we’ll get serious about budgeting! You’ll learn how to create a budget that works for you and dive into a credit utilization strategy to help you keep your score on track while managing your finances like a pro.

In this module, we’ll get serious about budgeting! You’ll learn how to create a budget that works for you and dive into a credit utilization strategy to help you keep your score on track while managing your finances like a pro.

In this module, we’ll get serious about budgeting! You’ll learn how to create a budget that works for you and dive into a credit utilization strategy to help you keep your score on track while managing your finances like a pro.

In this module, we’ll get serious about budgeting! You’ll learn how to create a budget that works for you and dive into a credit utilization strategy to help you keep your score on track while managing your finances like a pro.

This is graduation day and the final lesson—let’s wrap it up strong! In this module, we’ll explore how lenders see you as a commodity, often leading to predatory lending practices. You’ll learn the rules of the credit game and complete an assignment to understand how your credit score impacts these financial decisions.

This is graduation day and the final lesson—let’s wrap it up strong! In this module, we’ll explore how lenders see you as a commodity, often leading to predatory lending practices. You’ll learn the rules of the credit game and complete an assignment to understand how your credit score impacts these financial decisions.
With our GAHOYDF 7-day Credit Challenge, you can transform these dreams into reality. You'll gain the knowledge and tools to craft high-converting sales funnels that attract and nurture leads, leading to a steady stream of sales and financial freedom. Join us Now!
Achieve Your Dream Home – Improve your credit score so you can finally purchase the home you've always wanted.
Open Doors to Opportunities – With better credit, you’ll unlock the ability to secure lower interest rates and save money on big purchases.
Financial Peace of Mind – Say goodbye to stress and anxiety about your credit. Take control and build a solid financial foundation.
Confidence in Your Financial Future – Gain the tools to make smarter financial decisions and watch your dreams become reality.
Feel Empowered – Take charge of your financial destiny with easy-to-follow steps that will transform your credit and your life.
Join a supportive community of like-minded entrepreneurs who'll be your cheerleaders throughout your journey.

Your journey to sales funnel mastery is about to get even more rewarding! When you enroll in our GAHOYDF 7-day Credit Challenge today, you'll gain access to a treasure trove of exclusive bonuses that will accelerate your success and elevate your sales funnels to new heights.

Immerse yourself in a vibrant community of like-minded entrepreneurs and fellow students within our exclusive Series of Gifts Mighty Network group. This supportive network is your go-to resource for sharing insights, seeking guidance, and connecting with others who share your passion for success."

Immerse yourself in a vibrant community of like-minded entrepreneurs and fellow students within our exclusive Series of Gifts Mighty Network group. This supportive network is your go-to resource for sharing insights, seeking guidance, and connecting with others who share your passion for success."

Gain access to a comprehensive library of templates and resources specifically designed to help you improve your credit. These valuable tools will guide you through the process of boosting your credit score, ensuring you have the right strategies in place to achieve financial freedom.

Gain access to a comprehensive library of templates and resources specifically designed to help you improve your credit. These valuable tools will guide you through the process of boosting your credit score, ensuring you have the right strategies in place to achieve financial freedom.

Our team of experienced credit specialists is here to provide help and guidance tailored to your needs. We’ll review your credit situation, identify areas for improvement, and offer actionable steps to help boost your credit health..

Our team of experienced credit specialists is here to provide help and guidance tailored to your needs. We’ll review your credit situation, identify areas for improvement, and offer actionable steps to help boost your credit health..

Our team of experienced credit specialists is here to provide help and guidance tailored to your needs. We’ll review your credit situation, identify areas for improvement, and offer actionable steps to help boost your credit health..

Our team of experienced credit specialists is here to provide help and guidance tailored to your needs. We’ll review your credit situation, identify areas for improvement, and offer actionable steps to help boost your credit health..
*** With these bonuses, you'll have the tools, support, and expertise needed to improve your credit and achieve your financial goals. Don’t miss this chance to gain valuable insights from our experts and take control of your financial future. Enroll today and unlock the full potential of your credit journey. ***

As a proud St. Louis native, real estate broker, and founder of Clay Realty Group LC, I am also the author of "Get A Hold Of Your Darn Finances."
With over 33+ years in real estate and 35+ years in property management, I’ve witnessed firsthand how financial struggles can quietly impact families. I’ve been there myself—facing tough financial decisions, working to rebuild, and wondering if things would ever improve. I’ve also seen how these struggles have prevented many buyers from achieving the dream of homeownership.
It was this personal journey that inspired me to create "Get A Hold of Your Darn Finances," a program grounded in real-life experience and a deep desire to help others.
Over the years, I've worked with many people who dreamt of a better life but didn’t have the right tools or knowledge to make it happen. This program isn’t just about money—it's about giving people hope, restoring their confidence, and empowering them to take control of their financial future.

Take control of your credit by choosing the plan that best suits your needs. The Basic Plan at just $27 provides essential tools to get started, while the 7-Day Credit Challenge for $127 offers a comprehensive guide to boost your credit in just one week. Choose your plan today and begin your journey to financial

Credit Fundamentals Overview
Credit Reports Demystified
Credit Management Techniques
Credit Monitoring & Protection
Credit Strategies- Late payments and medical collections, collections, charge offs, credit errors etc.,
Credit Utilization Mastery
Quick reflection activity and setting simple goals
Bonus Content & Tools
Community Access and Support, Live Zoom Meetings

7-Days Of Mastering Your Credit
Comprehensive Workbook - Step-by-step guide to navigating your credit journey.
Credit Mindset Shift - Gain a deep understanding of credit and transform your mindset.
Pull and Review All 3 Credit Reports- Access and analyze all three reports, including error breakdowns.
Strategies for Handling Credit Challenges- Manage charge-offs, collections, and judgments.
Advanced Solutions for Complex Issues- Tackle late payments, medical collections, and bankruptcies effectively.
Advanced techniques- for tackling late payments, medical collections, bankruptcy, foreclosure, and repossession
Over 35 Dispute Letters for Every Situation- Access templates for disputing errors and improving your score.
Master Credit Utilization & Budgeting- Optimize credit utilization and create effective budgets.
Celebrate Your Progress with Extra Perks, Side hustle exploration, skills assessment, and completion certificate.
Exclusive Resources for Advanced Credit Repair
Gain access to videos, worksheets, and expert resources.
Detailed celebration - With side hustle exploration, skills assessment, and a Certificate of Completion
Additional- Videos, worksheets, and exclusive resources for advanced credit repair
Community Support & Direct Access & Zoom meeting
This program gave me clarity, confidence, and control over my money—for the first time ever in life.
~ Kevin Williams
I finally understand my credit report, how to fix it, and that credit is a tool—now I have peace and sleep better at night.
~Jessica Moore
The step-by-step support made all the difference—now I have a plan and now I'm in the process of buying my own home.
~Marcus Daniels
I stopped ignoring my finances and took control—now I have confidence and pay my bills on time. Don't hide from it, FACE IT!
~Louis Taylor